Financial tips for Housewife

AS a housewife, has become your duty to wisely manage every dollar that flows into the family cash. In the midst of a rising cost of living, often tucked also anxiety about the financial future.

Fortunately, a number of financial experts willing to share his tips to help you ensure continuity of financial life. Here are some of them, as quoted sheknows.com site:

Anticipatory measures
According to Lynnette Khalfani Cox, personal finance expert and author of "Zero Debt: The Ultimate Guide to Financial Freedom, 'even though this time your family can survive with only one income, you also have to think of anticipation if at any time my husband lost his job.

Avoid quarrels that may arise about the money, by setting a budget, cut debt, and build an emergency fund together. Besides, it never hurts to prepare for a worst case scenario.

Credit card
Khalfani Cox noted, one of the mistakes that many housewives do is to let all the family credit card made on behalf of their husbands. Instead, open at least one credit card in the name of your own. This action is useful to your credit score, if there are things that are not desirable, such as divorce or the death of her husband.

Life insurance
The housewife also need life insurance. Because, if something happened, then the cost to replace the services which she gave to her children too big. For example, the cost of child care and so forth.

Have fun for free
The housewife could find a way to have fun without having to spend too much money, according to Leslie Truex, author of 'The Work-At-Home Success Bible. " A number of activities you can do like to take the children playing in parks, museums, and libraries.

Revenue Side
Although did not work full time, according to Cristin Frank Frankhaus, LLC, owner of the site CarryCargot.com, housewives can take advantage of the expertise and talent to find casual work, even building a home business.

Source website mediaindonesia.com/mediaperempuan/index.php/read/2011/03/10/5209/9/Tips-Finansial-bagi-Ibu-Rumah-Tangga

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Tips Finansial bagi Ibu Rumah Tangga

SEBAGAI seorang ibu rumah tangga, sudah menjadi tugas Anda untuk mengelola secara bijak setiap rupiah yang mengalir masuk ke dalam kas keluarga. Di tengah biaya hidup yang kian meningkat, tak jarang terselip pula kecemasan tentang masa depan keuangan.

Untungnya, sejumlah ahli keuangan bersedia membagikan tipsnya untuk membantu Anda menjamin kelangsungan kehidupan finansial. Berikut ini adalah beberapa di antaranya, seperti dikutip situs sheknows.com:

Langkah antisipatif
Menurut Lynnette Khalfani Cox, pakar keuangan pribadi dan penulis buku 'Zero Debt: The Ultimate Guide to Financial Freedom,' meski pun saat ini keluarga Anda mampu bertahan dengan hanya satu pendapatan, Anda juga harus memikirkan antisipasi jika sewaktu-waktu suami kehilangan pekerjaannya.

Hindari pertengkaran yang mungkin timbul soal uang, dengan menetapkan anggaran, memangkas utang, dan membangun dana darurat bersama-sama. Lagi pula, tidak ada salahnya mempersiapkan diri menghadapi skenario terburuk.

Kartu kredit
Khalfani Cox mencatat, salah satu kesalahan yang banyak dilakukan para ibu rumah tangga adalah membiarkan semua kartu kredit keluarga dibuat atas nama suami mereka. Sebaiknya, buka setidaknya satu kartu kredit atas nama Anda sendiri. Tindakan ini berguna untuk skor kredit Anda, jika terjadi hal-hal yang tidak diinginkan seperti perceraian atau kematian suami.

Asuransi jiwa
Ibu rumah tangga juga membutuhkan asuransi jiwa. Sebab, jika sesuatu menimpanya, maka biaya untuk menggantikan pelayanan yang dia berikan kepada anak-anaknya juga besar. Misalnya, biaya pengasuhan anak dan lain sebagainya.

Bersenang-senang gratis
Ibu rumah tangga bisa mencari cara bersenang-senang tanpa harus mengeluarkan terlalu banyak uang, menurut Leslie Truex, penulis 'The Work-At-Home Success Bible.' Sejumlah aktivitas yang dapat Anda lakukan seperti mengajak anak-anak bermain di taman, museum, dan perpustakaan.

Pendapatan sampingan
Meski pun tidak bekerja penuh waktu, menurut Cristin Frank Frankhaus, LLC, pemilik situs CarryCargot.com, ibu rumah tangga bisa memanfaatkan keahlian dan bakatnya untuk menemukan pekerjaan lepas, bahkan membangun bisnis rumahan.

Sumber website mediaindonesia.com/mediaperempuan/index.php/read/2011/03/10/5209/9/Tips-Finansial-bagi-Ibu-Rumah-Tangga

INDAH FASHION
MATERNITY/BIG SIZE& BREASTFEEDING CLOTHES/UNDERWEAR ,
BABY UNTIL 5 YEARS BRANDED (CUBITUS,ETC) CLOTHES
DRESS,WOMAN JEANS PANTS, BUY 1 BRANDED WOMAN&MAN BIG DISCOUNT (GUESS,ETC). NEW&REASONABLE.

Author Book Bunda Tahan Banting Tips Jadi Ibu Rumah Tangga Penting & jago berbisnis.
Web, http://indahfashion.blogspot.com
e-mail : sweetye_indah@yahoo.com
http://indahlifestyle-healthy.blogspot.com
http://indahmoney.blogspot.com
info pengobatan tradisional, http://indaherbal.blogspot.com
http://indahcareer.blogspot.com

fashion branded, http://butikbranded.com

Quick Response YM, cs_butikbranded@yahoo.com

(Buy 1 bag,wallet branded price ok+big disc. Reseller super big disc)

Fan FB, IndahFashion

http://www.facebook.com/pages/IndahFashion/197840196897307
https://twitter.com/Indahfashion