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Thursday 21 April 2011

Financial tips for Housewife

AS a housewife, has become your duty to wisely manage every dollar that flows into the family cash. In the midst of a rising cost of living, often tucked also anxiety about the financial future.

Fortunately, a number of financial experts willing to share his tips to help you ensure continuity of financial life. Here are some of them, as quoted sheknows.com site:

Anticipatory measures
According to Lynnette Khalfani Cox, personal finance expert and author of "Zero Debt: The Ultimate Guide to Financial Freedom, 'even though this time your family can survive with only one income, you also have to think of anticipation if at any time my husband lost his job.

Avoid quarrels that may arise about the money, by setting a budget, cut debt, and build an emergency fund together. Besides, it never hurts to prepare for a worst case scenario.

Credit card
Khalfani Cox noted, one of the mistakes that many housewives do is to let all the family credit card made on behalf of their husbands. Instead, open at least one credit card in the name of your own. This action is useful to your credit score, if there are things that are not desirable, such as divorce or the death of her husband.

Life insurance
The housewife also need life insurance. Because, if something happened, then the cost to replace the services which she gave to her children too big. For example, the cost of child care and so forth.

Have fun for free
The housewife could find a way to have fun without having to spend too much money, according to Leslie Truex, author of 'The Work-At-Home Success Bible. " A number of activities you can do like to take the children playing in parks, museums, and libraries.

Revenue Side
Although did not work full time, according to Cristin Frank Frankhaus, LLC, owner of the site CarryCargot.com, housewives can take advantage of the expertise and talent to find casual work, even building a home business.

Source website mediaindonesia.com/mediaperempuan/index.php/read/2011/03/10/5209/9/Tips-Finansial-bagi-Ibu-Rumah-Tangga

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